AIG旅遊智易保旅遊保險為你的旅程提供最周全的保障，是全港最佳旅遊保險計劃之一。AIG旅遊智易保為您提供全面的旅遊保障，令您在海外旅遊時不用擔心因意外或疾病而引致的醫療費用。甚至因行程取消、旅程受阻礙、行李丟失或個人財物的損失，我們的旅遊保險均涵蓋以上的風險。
AIG自設專業及有效率的24小時緊急支援服務公司，擁有豐富臨床實踐經驗的全職醫療團隊（包括專業醫生及護士）。當您身處海外，無論您需要緊急支援還是醫療建議，我們的團隊能夠即時在支援熱線中提供適當的意見及或在危機中即時調配人員前往協助。我們的緊急支援團隊更精通40種不同語言，不論你身處任何地方，都能得到最適切及高效的支援。
*所有旅程均需由香港出發
*價格只供參考，保費將根據旅程地區、旅程長短及受保人數而計算，你可按此取得報價。
#以上資料只供參考。有關詳盡條款，規定及不保事項概以保單為準。有關詳細的保障權益表和保費，請參閲產品小册子或按立即購買。
亞洲地區 | 澳洲、汶萊、柬埔寨、中國、印度、印尼、日本、南韓、寮國、澳門、馬來西亞、緬甸、紐西蘭、菲律賓、新加坡、臺灣、泰國及越南
全球地點 | 並不包括: 古巴、伊朗、敘利亞、北韓、克里米亞、頓涅茨克、盧甘斯克
AIG 旅遊保險全新升級，提供新冠肺炎保障。在現有保障之上，我們另外提供新冠肺炎緊急醫療費用、旅程取消、提早結束旅程及隔離津貼，讓您在外遊時備受保障，減少因疫情隨時帶來的損失。
現有醫療保障及新型冠狀病毒保障
旅程取消保障 (出發前在港確診新型冠狀病毒)及
緊急醫療費用 (旅程期間確診新型冠狀病毒)
提早結束旅程及海外隔離津貼 (旅程期間確診新型冠狀病毒)
立即報價
*以上資料只供參考。有關詳細的保障權益表，請按立即購買。
| 核心保障 | 基本計劃 | 優悠計劃 | 超卓計劃 |
| 最高賠償額 （港元） | |||
| 緊急醫療費用及援助 – 醫療費用 | ✓ | ✓ | ✓ |
| 緊急醫療費用及援助 – 緊急醫療運送 | ✓ | ✓ | ✓ |
| 緊急醫療費用及援助 – 運返費用 | ✓ | ✓ | ✓ |
| 緊急醫療費用及援助 – 海外住院現金津貼 | |||
| 人身意外保障 – 乘搭交通工具之意外 | |||
| 人身意外保障 – 其他意外 | |||
| 緊急醫療費用及援助 – 緊急啟程 | X | ||
| 緊急醫療費用及援助 – 子女護送 | X | ||
| 個人財物保障 – 個人行李及物品 | X | ||
| 個人財物保障 – 個人金錢 | X | ||
| 個人財物保障 – 旅遊證件 | X | ||
| 延誤保障 – 旅程延誤 | X | ||
| 延誤保障 – 行李延誤 | X | ||
| 個人責任 | X | ||
| 信用卡保障 | X | ||
| 緊急入息援助 | X | X | |
| 旅程阻礙保障 – 取消旅程 | X | X | |
| 旅程阻礙保障 – 旅程中斷 | X | X | |
| 家居物品保障 | X | X |
| 新型冠狀病毒保障 | 基本計劃 | 優悠計劃 | 超卓計劃 |
| 最高賠償額 （港元） | |||
| 醫療費用、緊急醫療運送及遺體或骨灰運返費用 (如您於旅程期間確診新型冠狀病毒) | |||
| 旅程取消 (如您或直屬家人於出發前在港確診新型冠狀病毒) | |||
| 旅程中斷 (如您或直屬家人於旅程期間確診新型冠狀病毒及需提早回港) | |||
| 新型冠狀病毒確診海外隔離津貼 (如您或直屬家人於旅程期間確診新型冠狀病毒及需提早回港) | X |
| 保障 | 最高賠償額（港元） |
| 高爾夫球保障 – 高爾夫球物品 | $8,000 |
| 高爾夫球保障 – 租用高爾夫球工具 | $6,000 |
| 高爾夫球保障 – 草坪費用 | $3,000 |
| 郵輪假期 – 額外旅程阻礙保障 | $30,000 |
| 郵輪假期 – 郵輪阻礙保障 | $50,000 |
| 郵輪假期 – 取消岸上觀光旅程 | $10,000 |
| 郵輪假期 – 衛星電話費用 | $2,000 |
| 水肺潛水 – 潛水旅程 | $15,000 |
| 水肺潛水 – 租用設施費用 | $10,000 |
| 核心保障 | 基本計劃 | 優悠計劃 | 超卓計劃 |
| 最高賠償額 （港元） | |||
| 1(a). 緊急醫療費用及援助 – 醫療費用 | $500,000 | $800,000 | $1,000,000 |
| 1(b). 緊急醫療費用及援助 – 緊急醫療運送 | 不設限額 | 不設限額 | 不設限額 |
| 1(c). 緊急醫療費用及援助 – 運返費用 | 不設限額 | 不設限額 | 不設限額 |
| 1(d). 緊急醫療費用及援助 – 海外住院現金津貼 | $5,000 | $5,000 | $5,000 |
| 1(e). 緊急醫療費用及援助 – 緊急啟程 | X | $30,000 | $30,000 |
| 1(f). 緊急醫療費用及援助 – 子女護送 | X | $30,000 | $30,000 |
| 2(a). 人身意外保障 – 乘搭交通工具之意外 | $500,000 | $1,000,000 | $1,200,000 |
| 2(b). 人身意外保障 – 其他意外 | $250,000 | $500,000 | $600,000 |
| 3. 緊急入息援助 | X | X | $30,000 |
| 4(a). 旅程阻礙保障 – 取消旅程 | X | X | $20,000 |
| 4(b). 旅程阻礙保障 – 旅程中斷 | X | X | $20,000 |
| 5(a). 個人財物保障 – 個人行李及物品 | X | $8,000 | $10,000 |
| 5(b). 個人財物保障 – 個人金錢 | X | $1,500 | $2,500 |
| 5(c). 個人財物保障 – 旅遊證件 | X | $10,000 | $30,000 |
| 6(a). 延誤保障 – 旅程延誤 | X | $1,500 | $2,000 |
| 6(b). 延誤保障 – 行李延誤 | X | $600 | $800 |
| 7. 個人責任 | X | $2,000,000 | $2,000,000 |
| 8. 信用卡保障 | X | $20,000 | $20,000 |
| 9. 家居物品保障 | X | X | $3,000 |
| 新型冠狀病毒保障 | 基本計劃 | 優悠計劃 | 超卓計劃 |
| 最高賠償額 （港元） | |||
| 醫療費用、緊急醫療運送及遺體或骨灰運返費用 (如您於旅程期間確診新型冠狀病毒) | 港幣$300,000 (70歲以下; 17歲以下及70歲或以上為港幣$150,000) | 港幣$800,000 (70歲以下; 17歲以下及70歲或以上為港幣$400,000) | 港幣$1,200,000 (70歲以下; 17歲以下及70歲或以上為港幣$600,000) |
| 旅程取消 (如您或直屬家人於出發前在港確診新型冠狀病毒) | 港幣$2,000 | 港幣$8,000 | 港幣$15,000 |
| 旅程中斷 (如您或直屬家人於旅程期間確診新型冠狀病毒及需提早回港) | 港幣$2,000 | 港幣$8,000 | 港幣$15,000 |
| 新型冠狀病毒確診海外隔離津貼 (如您或直屬家人於旅程期間確診新型冠狀病毒及需提早回港) | X | 港幣$1,400 ($100 / 天) | 港幣$2,800 ($200 / 天) |
| 保障 | 最高賠償額（港元） |
| 高爾夫球保障 – 高爾夫球物品 | $8,000 |
| 高爾夫球保障 – 租用高爾夫球工具 | $6,000 |
| 高爾夫球保障 – 草坪費用 | $3,000 |
| 郵輪假期 – 額外旅程阻礙保障 | $30,000 |
| 郵輪假期 – 郵輪阻礙保障 | $50,000 |
| 郵輪假期 – 取消岸上觀光旅程 | $10,000 |
| 郵輪假期 – 衛星電話費用 | $2,000 |
| 水肺潛水 – 潛水旅程 | $15,000 |
| 水肺潛水 – 租用設施費用 | $10,000 |
以上資料只供參考。有關詳盡條款，規定及不保事項概以保單為準。有關詳細的保障權益表和保費，請參閲產品小册子或按立即購買。
我們知道，人在外地一旦遇上突發情況，特別需要額外支援。
AIG提供24小時免費旅遊緊急熱線，如您在外地出現突發健康狀況，因而被拒登機或入境，我們可提供預訂服務等協助，讓您不致手忙腳亂。
AIG 24小時旅遊緊急熱線: (852)3516 8999，發生突發狀況時為您提供以下支持：
此保單可保障您全年所有的旅程，惟每次旅程必須在香港出發及最長保障期為90日。
可以，「旅遊智易保」保障業餘高危運動。
如您未曾在外遊期間向當地醫生求診(至少一次)，回港後將不能獲得醫療賠償保障。
個人及家庭計劃之年齡限制高達70歲（以保單生效日期為準），旅程之目的必需為休閒及/或文職商務及從香港出發。
注：保單不保國家包括古巴、伊朗、敘利亞、北韓、克里米亞地區、頓涅茨克、盧甘斯克。
請按立即購買。
會。如旅程在無可避免之情況下延期(如: 小腿骨折導致不能按照原定行程回港，並能夠提供醫療文件證明受保人之身體狀況不適宜乘坐飛機)， 保單將自動延長最多10日，且無須繳納額外的保費。
您可在24/7致電（852）3516-8699 與我們的緊急支援服務團隊。
可以，但必須為整個旅程期間(包括交流及遊玩) 購買旅遊保險。
受保人必須以二月一日作為購買保險的受保/離港日期，而保障將由受保人離開香港入境事務處櫃枱開始。
如您在同一行程中前往多個目的地，你只需購買一份旅遊保險; 而在購買旅遊保險時選擇最遠的目的地。
如香港保安局於您的旅程出發前7日，對有關旅程的目的地發出「紅色或黑色警示」，而您在發出外遊警示之前已購買旅遊保險，您便可就「取消旅程」、「提早結束旅程」或「更改旅程」等保障獲得以下相應賠償。
可以， 因天然災害所導致額外合理的交通費是受保的，但必須提供由航空公司發出有關航班廷誤/取消之證明信。
如有任何損失事件發生，請在事發後三十天內以書面通知我們，並提供所有有關文件。
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"Age 18-69 - Family":"220",
"Age 70 above - Individual":"158",
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"Age 70 above - Gold - Individual":"778",
"Age 70 above - Gold - Family":"1556",
"Age 70 above - Platinum - Individual":"958",
"Age 70 above - Platinum - Family":"1916"
},
{
"Age - Plan - Travel Period Day(s)":"12",
"Age 0-17 - Gold - Individual":"399",
"Age 0-17 - Platinum - Individual":"491",
"Age 18-69 - Gold - Individual":"577",
"Age 18-69 - Gold - Family":"1154",
"Age 18-69 - Platinum - Individual":"710",
"Age 18-69 - Platinum - Family":"1420",
"Age 70 above - Gold - Individual":"834",
"Age 70 above - Gold - Family":"1668",
"Age 70 above - Platinum - Individual":"1027",
"Age 70 above - Platinum - Family":"2054"
},
{
"Age - Plan - Travel Period Day(s)":"13",
"Age 0-17 - Gold - Individual":"426",
"Age 0-17 - Platinum - Individual":"524",
"Age 18-69 - Gold - Individual":"616",
"Age 18-69 - Gold - Family":"1232",
"Age 18-69 - Platinum - Individual":"758",
"Age 18-69 - Platinum - Family":"1516",
"Age 70 above - Gold - Individual":"890",
"Age 70 above - Gold - Family":"1780",
"Age 70 above - Platinum - Individual":"1095",
"Age 70 above - Platinum - Family":"2190"
},
{
"Age - Plan - Travel Period Day(s)":"14",
"Age 0-17 - Gold - Individual":"451",
"Age 0-17 - Platinum - Individual":"555",
"Age 18-69 - Gold - Individual":"653",
"Age 18-69 - Gold - Family":"1306",
"Age 18-69 - Platinum - Individual":"803",
"Age 18-69 - Platinum - Family":"1606",
"Age 70 above - Gold - Individual":"943",
"Age 70 above - Gold - Family":"1886",
"Age 70 above - Platinum - Individual":"1161",
"Age 70 above - Platinum - Family":"2322"
},
{
"Age - Plan - Travel Period Day(s)":"15",
"Age 0-17 - Gold - Individual":"477",
"Age 0-17 - Platinum - Individual":"586",
"Age 18-69 - Gold - Individual":"690",
"Age 18-69 - Gold - Family":"1380",
"Age 18-69 - Platinum - Individual":"849",
"Age 18-69 - Platinum - Family":"1698",
"Age 70 above - Gold - Individual":"997",
"Age 70 above - Gold - Family":"1994",
"Age 70 above - Platinum - Individual":"1226",
"Age 70 above - Platinum - Family":"2452"
},
{
"Age - Plan - Travel Period Day(s)":"16-18",
"Age 0-17 - Gold - Individual":"521",
"Age 0-17 - Platinum - Individual":"641",
"Age 18-69 - Gold - Individual":"754",
"Age 18-69 - Gold - Family":"1508",
"Age 18-69 - Platinum - Individual":"927",
"Age 18-69 - Platinum - Family":"1854",
"Age 70 above - Gold - Individual":"1089",
"Age 70 above - Gold - Family":"2178",
"Age 70 above - Platinum - Individual":"1340",
"Age 70 above - Platinum - Family":"2680"
},
{
"Age - Plan - Travel Period Day(s)":"19-22",
"Age 0-17 - Gold - Individual":"607",
"Age 0-17 - Platinum - Individual":"747",
"Age 18-69 - Gold - Individual":"879",
"Age 18-69 - Gold - Family":"1758",
"Age 18-69 - Platinum - Individual":"1081",
"Age 18-69 - Platinum - Family":"2162",
"Age 70 above - Gold - Individual":"1270",
"Age 70 above - Gold - Family":"2540",
"Age 70 above - Platinum - Individual":"1563",
"Age 70 above - Platinum - Family":"3126"
},
{
"Age - Plan - Travel Period Day(s)":"23-27",
"Age 0-17 - Gold - Individual":"697",
"Age 0-17 - Platinum - Individual":"858",
"Age 18-69 - Gold - Individual":"1009",
"Age 18-69 - Gold - Family":"2018",
"Age 18-69 - Platinum - Individual":"1242",
"Age 18-69 - Platinum - Family":"2484",
"Age 70 above - Gold - Individual":"1458",
"Age 70 above - Gold - Family":"2916",
"Age 70 above - Platinum - Individual":"1794",
"Age 70 above - Platinum - Family":"3588"
},
{
"Age - Plan - Travel Period Day(s)":"28-31",
"Age 0-17 - Gold - Individual":"796",
"Age 0-17 - Platinum - Individual":"980",
"Age 18-69 - Gold - Individual":"1153",
"Age 18-69 - Gold - Family":"2306",
"Age 18-69 - Platinum - Individual":"1418",
"Age 18-69 - Platinum - Family":"2836",
"Age 70 above - Gold - Individual":"1666",
"Age 70 above - Gold - Family":"3332",
"Age 70 above - Platinum - Individual":"2050",
"Age 70 above - Platinum - Family":"4100"
},
{
"Age - Plan - Travel Period Day(s)":"Each Additional Week",
"Age 0-17 - Gold - Individual":"77",
"Age 0-17 - Platinum - Individual":"94",
"Age 18-69 - Gold - Individual":"111",
"Age 18-69 - Gold - Family":"222",
"Age 18-69 - Platinum - Individual":"136",
"Age 18-69 - Platinum - Family":"272",
"Age 70 above - Gold - Individual":"160",
"Age 70 above - Gold - Family":"320",
"Age 70 above - Platinum - Individual":"197",
"Age 70 above - Platinum - Family":"394"
},
{
"Age - Plan - Travel Period Day(s)":"Annual Plan",
"Age 0-17 - Gold - Individual":"1986",
"Age 0-17 - Platinum - Individual":"2186",
"Age 18-69 - Gold - Individual":"2874",
"Age 18-69 - Gold - Family":"5748",
"Age 18-69 - Platinum - Individual":"3164",
"Age 18-69 - Platinum - Family":"6328",
"Age 70 above - Gold - Individual":"4154",
"Age 70 above - Gold - Family":"8308",
"Age 70 above - Platinum - Individual":"4573",
"Age 70 above - Platinum - Family":"9146"
}
],
"Optional Benefit":[
{
"Travel Period Day(s)":"1",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"18",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"36",
"Golf - Worldwide Gold/Platinum Plan - Individual":"3",
"Golf - Worldwide Gold/Platinum Plan - Family":"6",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"21",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"42",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"8",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"16",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"14",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"28",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"9",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"18"
},
{
"Travel Period Day(s)":"2",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"21",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"42",
"Golf - Worldwide Gold/Platinum Plan - Individual":"4",
"Golf - Worldwide Gold/Platinum Plan - Family":"8",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"23",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"46",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"9",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"18",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"16",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"32",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"10",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"20"
},
{
"Travel Period Day(s)":"3",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"23",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"46",
"Golf - Worldwide Gold/Platinum Plan - Individual":"4",
"Golf - Worldwide Gold/Platinum Plan - Family":"8",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"26",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"52",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"10",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"20",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"18",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"36",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"11",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"22"
},
{
"Travel Period Day(s)":"4",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"31",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"62",
"Golf - Worldwide Gold/Platinum Plan - Individual":"5",
"Golf - Worldwide Gold/Platinum Plan - Family":"10",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"33",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"66",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"12",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"24",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"23",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"46",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"14",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"28"
},
{
"Travel Period Day(s)":"5",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"37",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"74",
"Golf - Worldwide Gold/Platinum Plan - Individual":"6",
"Golf - Worldwide Gold/Platinum Plan - Family":"12",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"39",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"78",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"15",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"30",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"27",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"54",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"17",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"34"
},
{
"Travel Period Day(s)":"6",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"45",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"90",
"Golf - Worldwide Gold/Platinum Plan - Individual":"7",
"Golf - Worldwide Gold/Platinum Plan - Family":"14",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"48",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"96",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"18",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"36",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"32",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"64",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"20",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"40"
},
{
"Travel Period Day(s)":"7",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"48",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"96",
"Golf - Worldwide Gold/Platinum Plan - Individual":"8",
"Golf - Worldwide Gold/Platinum Plan - Family":"16",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"52",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"104",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"19",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"38",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"35",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"70",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"22",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"44"
},
{
"Travel Period Day(s)":"8",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"52",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"104",
"Golf - Worldwide Gold/Platinum Plan - Individual":"8",
"Golf - Worldwide Gold/Platinum Plan - Family":"16",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"56",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"112",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"21",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"42",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"38",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"76",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"24",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"48"
},
{
"Travel Period Day(s)":"9",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"56",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"112",
"Golf - Worldwide Gold/Platinum Plan - Individual":"9",
"Golf - Worldwide Gold/Platinum Plan - Family":"18",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"60",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"120",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"22",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"44",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"41",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"82",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"26",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"52"
},
{
"Travel Period Day(s)":"10",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"60",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"120",
"Golf - Worldwide Gold/Platinum Plan - Individual":"9",
"Golf - Worldwide Gold/Platinum Plan - Family":"18",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"64",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"128",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"24",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"48",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"44",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"88",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"28",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"56"
},
{
"Travel Period Day(s)":"11",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"66",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"132",
"Golf - Worldwide Gold/Platinum Plan - Individual":"10",
"Golf - Worldwide Gold/Platinum Plan - Family":"20",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"71",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"142",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"26",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"52",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"48",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"96",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"30",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"60"
},
{
"Travel Period Day(s)":"12",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"74",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"148",
"Golf - Worldwide Gold/Platinum Plan - Individual":"11",
"Golf - Worldwide Gold/Platinum Plan - Family":"22",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"79",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"158",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"29",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"58",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"54",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"108",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"34",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"68"
},
{
"Travel Period Day(s)":"13",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"77",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"154",
"Golf - Worldwide Gold/Platinum Plan - Individual":"12",
"Golf - Worldwide Gold/Platinum Plan - Family":"24",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"83",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"166",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"31",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"62",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"56",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"112",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"35",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"70"
},
{
"Travel Period Day(s)":"14",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"83",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"166",
"Golf - Worldwide Gold/Platinum Plan - Individual":"13",
"Golf - Worldwide Gold/Platinum Plan - Family":"26",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"88",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"176",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"33",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"66",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"60",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"120",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"38",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"76"
},
{
"Travel Period Day(s)":"15",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"N/A",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"N/A",
"Golf - Worldwide Gold/Platinum Plan - Individual":"13",
"Golf - Worldwide Gold/Platinum Plan - Family":"26",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"93",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"186",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"34",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"68",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"63",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"126",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"40",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"80"
},
{
"Travel Period Day(s)":"16-18",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"N/A",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"N/A",
"Golf - Worldwide Gold/Platinum Plan - Individual":"15",
"Golf - Worldwide Gold/Platinum Plan - Family":"30",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"101",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"202",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"38",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"76",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"69",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"138",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"43",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"86"
},
{
"Travel Period Day(s)":"19-22",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"N/A",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"N/A",
"Golf - Worldwide Gold/Platinum Plan - Individual":"16",
"Golf - Worldwide Gold/Platinum Plan - Family":"32",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"108",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"216",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"40",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"80",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"73",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"146",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"46",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"92"
},
{
"Travel Period Day(s)":"23-27",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"N/A",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"N/A",
"Golf - Worldwide Gold/Platinum Plan - Individual":"17",
"Golf - Worldwide Gold/Platinum Plan - Family":"34",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"114",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"228",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"43",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"86",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"78",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"156",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"49",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"98"
},
{
"Travel Period Day(s)":"28-31",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"N/A",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"N/A",
"Golf - Worldwide Gold/Platinum Plan - Individual":"19",
"Golf - Worldwide Gold/Platinum Plan - Family":"38",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"129",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"258",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"48",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"96",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"88",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"176",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"55",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"110"
},
{
"Travel Period Day(s)":"Each Additional Week",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"N/A",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"N/A",
"Golf - Worldwide Gold/Platinum Plan - Individual":"4",
"Golf - Worldwide Gold/Platinum Plan - Family":"8",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"29",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"58",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"11",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"22",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"20",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"40",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"12",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"24"
},
{
"Travel Period Day(s)":"Annual Plan",
"Journey Inconvenience - Mainland China & Macau Plan - Individual":"350",
"Journey Inconvenience - Mainland China & Macau Plan - Family":"681",
"Golf - Worldwide Gold/Platinum Plan - Individual":"54",
"Golf - Worldwide Gold/Platinum Plan - Family":"105",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Individual":"374",
"Cruise Vacation - Worldwide Gold/Platinum Plan - Family":"727",
"Scuba Diving - Worldwide Gold/Platinum Plan - Individual":"139",
"Scuba Diving - Worldwide Gold/Platinum Plan - Family":"270",
"Snow Sports - Worldwide Gold/Platinum Plan - Individual":"255",
"Snow Sports - Worldwide Gold/Platinum Plan - Family":"496",
"Missed Event - Worldwide Gold/Platinum Plan - Individual":"160",
"Missed Event - Worldwide Gold/Platinum Plan - Family":"311"
}
]
}Highlights:
COVID-19
•Up to HK$1,800,000 COVID-19 Medical Coverage
•Journey Cancellation and Curtailment up to HK$40,000
Medical
•Up to HK$1,500,000 overseas medical expense coverage
•Unlimited Coverage of Emergency Medical Evacuation and Repatriation of Remains
Journey Inconvenience
•Travel Delay (up to HK$300 compensation for every 5 hours delay)
•Early Return Home (Curtailment) expense up to HK$50,000
•Missed Connection expense up to HK$2,000
•Outbound Travel Alert (OTA) benefit
Personal Effects
•Accidental loss or damage of mobile phones, laptops, personal money and fraudulent use of Credit Card.
Amateur sports
•Marathon, skiing, hot air balloon, scuba diving, trekking (below 3,000 m) etc.
Optional Benefits
•Cruise Vacation, Missed Events, Golf, Scuba Diving, Snow Sports and Journey Inconvenience
Others
•No age limit for Single Trip Plan. Children traveling alone are covered
•Period of insurance extends up to 10 days if you are unable to return to Hong Kong
If you need AIG Travel 24 Hour Worldwide Emergency Assistance Service, you have to:
• Contact AIG Travel 24 Hour Worldwide Emergency Hotline +(852) 3516 8699
• Please have your location details, telephone number, policy number and your name ready
• Emergency Medical Evacuation and Repatriation
• Medical Referrals
• Telephone Medical Advice
• Emergency Telephone Interpretation Assistance
• Legal Referral
• Lost Passport Assistance
• Lost Luggage Search Assistance
• Embassy Referral
• Pre-Trip Visa Information
• Pre-Trip Inoculation Information Services
Benefits | Benefits Maximum Benefit (HK$) | ||
| Mainland China & Macau | Worldwide Gold | Worldwide Platinum | |
| Section 1 – Emergency Medical Expenses and Assistance | |||
| a. Overseas Medical Expenses Reimbursement for the costs of qualified medical treatment, surgery and hospitalization as a result of injury or sickness during the Journey | |||
| – Insured Person under age of 70 years | $350,000 | $1,200,000 | $1,500,000 |
| – Insured Person age 70 or older | $175,000 | $600,000 | $750,000 |
| – Insured Person under age 17 years | $175,000 | $600,000 | $750,000 |
| b. Follow-up Medical Expenses | |||
| Number of days for Follow-up Medical Expenses in Hong Kong: | 90 days | 90 days | 180 days |
| • For injury sustained while Overseas | |||
| – Insured Person under age of 70 years | 175,000 | $600,000 | $750,000 |
| – Insured Person age 70 or older | $87,500 | $300,000 | $375,000 |
| – Insured Person under age 17 years | $87,500 | $300,000 | $375,000 |
| • For sickness sustained while Overseas | |||
| – Insured Person under age of 70 years | $35,000 | $120,000 | $150,000 |
| – Insured Person age 70 or older | $17,500 | $60,000 | $75,000 |
| – Insured Person under age 17 years | $17,500 | $60,000 | $75,000 |
| • Follow up include treatment by Chinese Medicine Practitioner | $150 per visit per, day up to $1,000 | $150 per visit per, day up to $2,000 | $200 per visit per, day up to $3,000 |
| c. Overseas Hospital Cash | |||
| Pay HK$500 daily when Insured Person is hospitalized overseas | N/A | $3,000 | $5,000 |
| d. Emergency Medical Evacuation1 | |||
| Provide en-route medical care and transportation to another location for appropriate medical treatment | Unlimited | Unlimited | Unlimited |
| e. Repatriation of Remains1 | |||
| Arrange for the return of Insured Person’s remains to Hong Kong includes coverage arising from pre-existing condition | Unlimited | Unlimited | Unlimited |
| f. Emergency Telephone Charges and Internet use | |||
| Reimbursement for the telephone / internet / IDD expense in the event of contacting AIG emergency hotline during a medical or travel emergency | $500 | $500 | $500 |
| Major exclusions applicable to Section 1 (a) to (e) Include | |||
| • Failure to obtain a written report from the Qualified Medical Practitioner | |||
| Section 2 – Personal AccidentCover the following arising from an accident: Major burns, Permanent Total Disablement or Accidental Death | |||
| a. Accident while in a Common Carrier or an Automobile | |||
| • Accident occurring during the Journey while riding as a passenger in a Common Carrier or a Carrier arranged by a travel agent or driving / riding in an automobile | |||
| – Insured Person under age of 70 years | $250,000 | $800,000 | $1,500,000 |
| – Insured Person age 70 or older | $125,000 | $400,000 | $750,000 |
| – Insured Person under age 17 years | $125,000 | $400,000 | $750,000 |
| b. Other Accidents | |||
| • Accidents other than those listed in Section 2a | |||
| – Insured Person under age of 70 years | $250,000 | $400,000 | $750,000 |
| – Insured Person age 70 or older | $125,000 | $400,000 | $375,000 |
| – Insured Person under age 17 years | $125,000 | $200,000 | $375,000 |
| Major exclusions applicable to Section 2 Include | |||
| • Any loss caused by an injury or otherwise which is a consequence of any kind of disease or sickness | |||
| Section 3 – Compassionate Death CashPay to Insured Person’s estate in case the Insured Person dies during the Journey | N/A | $10,000 | $20,000 |
| Section 4 – Journey Cancellation and Interruption | |||
| a. Journey Cancellation Reimbursement for the non-recoverable cost of accommodation, basic tour fees, and visas in the event of journey cancellation due to: • 90 days before the departure date Black Alert) Black Alert) – Death, Serious Injury or Serious Sickness of Insured Person, Immediate Family Member, Close Business Partner or Traveling Companion or a relative / friend living abroad the insured has planned to stay with – Witness summons or jury service of Insured Person • Within the period of 1 week before the departure date – Redundancy – Natural disaster and extreme weather conditions at the main travel destination(s) – Terrorist act for which the HK government has advised against non-essential travel to the area impacted by the event – Major industrial or common carrier accident affecting the journey of the intended carrier – Civil unrest, riot, commotion or strike resulting in cancellation of scheduled common carrier services – Multiple local airport closures – The Government of Hong Kong issuing a Red2 or Black OTA Alert for the intended travel destination(s) – Serious damage to the insured person’s primary residence in Hong Kong from fire or natural disasters and extreme weather conditions | $2,000 | $25,000(50% under OTA Red or 100% under Black Alert) | $50,000(50% under OTA Red or 100% under Black Alert) |
| b. Journey Interruption3 | |||
| (1) Early Return Home – Curtailment Expenses Reimbursement for basic tour fee and /or travel fare and/ or accommodation, forfeited and / or additional travel ticket and / or accommodation reasonably and necessarily incurred after the commencement of the journey due to: • Natural disaster and extreme weather conditions • Terrorist act for which the HK government has advised against non-essential travel to the area impacted by the event •Major industrial or common carrier accident of the intended carrier • Civil unrest, riot or commotion, strike, resulting in cancellation of scheduled common carrier services; • Multiple local airport closures • Unexpected death or serious injury or serious sickness of your immediate family member, close business partner, traveling companion or a relative or friend living abroad who you had planned to stay with for the majority of your journey • Primary residence or place of business in Hong Kong is subject to burglary or vandalism and the police require the urgent attendance of the insured • A direct consequence of the trauma suffered from the hijack of the aircraft in which the insured is traveling • A Red2 or Black OTA Alert for the intended travel destination(s) | $3,000 Included | $25,000 Included | $50,000 Included |
| (2) Journey Re-arrangementReimbursement for additional costs of Common Carrier and Accommodation for the Journey re-routing to intended destination (including return to Hong Kong) and Hong Kong airport parking cost / kennel or cattery fee for late arrival to Hong Kong due to natural disaster and extreme weather conditions, terrorist act, strike resulting in cancellation of scheduled common carrier services, civil unrest, riot or commotion, or epidemic at planned destination | Included | Included | Included |
| (3) Missed Connection Reimbursement for the cost of an alternative common carrier due to the late arrival of the preceding common carrier | N/A | $1,000 | $2,000 |
| (4) Compassionate Visit Reimbursement for additional Travel Ticket and / or Accommodation for 1 adult Immediate Family Member to fly over or for 1 Travel Companion to stay behind in case of Insured person’s death, Serious Injury or Serious Sickness | N/A | $20,000 | $30,000 |
| (5) Travel DocumentsReimbursement for the replacement cost of lost travel documents and / or Travel Tickets and additional Travel Tickets and / or Accommodation incurred as a direct result of theft, robbery or burglary | $3,000 | $25,000 | $50,000 |
| Major exclusions applicable to Section 4 Include• In respect of any loss claimed under Section 9a (Travel Delay), Section 4b (1) (Curtailment Expenses), Section 4b (2) (Journey Re-arrangement) and 4b (3) (Missed Connection) arising from the same cause | |||
| Section 5 – Loss of IncomePay HK$1,250 for each full week, in the event that the Insured Person is unable to return to work in his / her usual gainful occupation, as recommended by Qualified Medical Practitioner upon return to Hong Kong due to accidental injury during the journey | N/A | $15,000 | $30,000 |
| Section 6 – Land Travel ArrangementReimbursement for the traveling expense for in seeking medical service overseas and returning home from the Hong Kong airport after overseas hospital confinement | N/A | $500 | $600 |
| Section 7 – Child GuardReimbursement for additional Accommodation and/or Travel Ticket for 1 Immediate Family Member or 1 Traveling Companion to accompany Insured Person’s child(ren) aged below 15 back to Hong Kong in the event of Insured Person’s overseas hospitalization due to Death, Serious Injury or Serious Sickness | N/A | $10,000 | $10,000 |
| Section 8 – Personal Effects | |||
| a. Baggage and Personal Effects | $3,000 | $12,000 | $25,000 |
| Pay for loss or damage to Insured Person’s baggage, clothing and personal effects | |||
| • Sub-limit per article / pair / set of articles | $3,000 | $3,000 | $3,000 |
| • Sub-limit for laptops / all cameras, camcorders and accessories and related equipment | $3,000 | $12,000 | $15,000 |
| b. Mobile Phone (only for Worldwide Platinum Plan)Reimbursement for loss of or damage to a mobile phone including Tablet Computer during the journey | N/A | N/A | $3,000 |
| c. Personal MoneyReimbursement for the loss of cash, bank notes, traveler’s cheque and money order as a result of robbery, burglary or theft | N/A | $1,500 | $2,500 |
| d. Fraudulent Use of Credit CardReimburse the non-legal liability for payment arising out of the unauthorized use of credit cards and / or the cost of replacing credit cards in the event the credit cards are stolen during the journey | N/A | $16,000 | $32,000 |
| Major exclusions applicable to Section 8a Include • Jewelry or accessories, antiques, fragile articles, plastic money (including the credit value of credit card, Octopus cards, etc) • Any loss not reported to the police within twenty-four (24) hours from occurrence of the incident and such police report is not obtained at the police station near the place of loss • Any loss or damage while in the custody of a hotel or common carrier, unless reported immediately on discovery in writing to such hotel or common carrier within three (3) days and a Property Irregularity Report is obtained in the case of the event occurred in an airline. • Any loss claimed under Section 9b (Baggage Delay) arising from the same cause | |||
| Section 9 – Delay Coverage4 | |||
| a. Travel Delay(i) Pay HK$300 for the first full 5 hours for all plans, then HK$500 for each following full 10 hours of delay for Worldwide Gold Plan and Worldwide Platinum Plan. Either departure or arrival delay can be claimed for the same delayed Common Carrier, in which the Insured Person has arranged to travel is delayed and caused directly by: •Natural disaster and extreme weather conditions or less severe weather conditions which impacts a delay •Terrorist act •Major industrial or common carrier accident •Civil unrest, riot or commotion, strike •Airport closure •Mechanical breakdown, equipment (including computer) failure or structural defect of the common carrier OR (ii) Reimburse the expenses paid in advance if Insured Person decides to cancel the Journey because of departure delay for at least 10 hours after the departure time owing to natural disaster, extreme weather conditions, equipment failure, hijack or strike of the employees of the Common Carrier Either Section 9a(i) or Section 9a(ii) can be claimed arising from the same cause | $300 | $2,000 | $3,000 |
| b. Baggage DelayCompensate for an insured in case when an insured person’s baggage is not delivered within 6 hours by the Common Carrier | N/A | $600 | $1,200 |
| Major exclusions applicable to Section 9 Include • Failure to obtain written confirmation from the common carrier on the number of hours and the reason for such delay • Any loss arising from the failure to get on-board the first available alternative transportation offered by the administration of the relevant common carrier • Any loss claimed under Section 4b (1) (Curtailment Expenses) Section 4b (2) (Journey Re-arrangement) or Section 4b (3) (Missed Connections) arising from the same cause | |||
| Section 10 – Personal LiabilityTo indemnify Insured Person against legal liability to third parties arising as a result of accidental injury, death, loss of or damage to their property caused by Insured Person’s Person’s negligence | $1,000,000 | $2,000,000 | $3,000,000 |
| Major exclusions applicable to Section 10 Include • Liability arising from the ownership, possession or use of vehicles, aircraft, watercraft, firearms or animals | |||
| Section 11 – Loss of Home ContentsReimbursement for the loss or damage to household contents in Insured Person’s Hong Kong primary Residence as a direct result of burglary | N/A | $10,000 | $15,000 |
| Section 12 – Car Rental Excess Charges and Return CostReimburse the Insured Persons when they are liable for the excess in the event of loss or damage of the rental vehicle and car rental vehicle return costs due to hospital confinement | N/A | $6,000 | $12,000 |
| Section 13 – COVID-19 Coverage a. Medical Expenses, Emergency Medical Evacuation and Repatriation of Remains Medical Expenses & Emergency Medical Evacuation & Repatriation of Remains if you contract COVID-19 while travelling internationally | |||
| – Insured Person under age of 70 years | $500,000 | $1,500,000 | $1,800,000 |
| – Insured Person age 70 or older | $250,000 | $750,000 | $900,000 |
| – Insured Person under age 17 years | $250,000 | $750,000 | $900,000 |
| b. Journey Cancellation For non-refundable travel and or accommodation expenses if you or your immediate family member contract COVID-19 before your scheduled trip departure date. | $3,500 | $20,000 | $40,000 |
| c. Journey CurtailmentFor non-refundable trip costs and additional travel costs to return to Hong Kong if you or your immediate family member contract COVID-19 while traveling internationally. | $3,000 | $20,000 | $40,000 |
| d. Out-of-country COVID-19 Diagnosis Quarantine AllowanceFor accommodation, meals and other expenses directly related to quarantine if you contract COVID-19 and are unexpectedly quarantined outside Hong Kong. | N/A | $2,800 ($200/day) | $5,600 ($400/day) |
Benefits | Benefits Maximum Benefit (HK$) | |
| Mainland China & Macau | Worldwide Gold / Platinum | |
| a. Golf BaggageReimbursement for the theft of or damage to Golf Baggage during the Journey | N/A | $8,000 |
| b. Hire Golf EquipmentReimburse the cost of hiring Golf Equipment if the Golf Equipment is lost, stolen or damaged | N/A | $6,000 |
| c. Loss of Green FeesReimburse the amount of any green fees or golf tuition fees or any fees for hiring any Golf Equipment incurred for a game of golf or golf tuition with such golf club or tuition due to the Serious Injury or Serious Sickness of the Insured | N/A | $3,000 |
| Section 15 – Cruise Vacation | ||
| a. Additional Journey Cancellation and Interruption The Maximum Benefit of the Section 4a Journey Cancellation and Section 4b Journey Interruption shall be increased by HK$30,000 | N/A | Extra $30,000 |
| b. Cruise Cancellation and InterruptionReimbursement for forfeiture of payments made for the cruise tour and / or additional and reasonable travel fare incurred to go to the next scheduled destination of the cruise tour, for the purpose of re-joining the cruise tour in the event that the Common Carrier in which the Insured Person has arranged to travel to board the cruise is delayed for at least eight (8) hours from the scheduled arrival time specified in the itinerary due to natural disasters and extreme weather conditions, equipment failure, hijack or strike by the employees of the Common Carrier | N/A | $50,000 |
| c. Excursion Tour CancellationReimbursement for the forfeiture of payments made in relation to the excursion tour in the event of the excursion tour cancellation due to Serious Injury or Serious Sickness of the Insured or inclement weather at the planned destination | N/A | $10,000 |
| d. Satellite Phone FeeReimbursement for satellite phone call expenses incurred up to HK$2,000 if the Insured Person cannot continue journey and must return directly to Hong Kong due to Serious Injury or Serious Sickness of the Insured Person or Traveling Companion | N/A | $2,000 |
| Section 16 – Scuba Diving | ||
| a. Dive TourPay proportionate loss of the irrecoverable dive tour costs paid or contracted to be paid prior to the insured commencing the diving if the Insured Person is certified by a Qualified Medical Practitioner as being unfit to dive due to Sickness or Injury during the insured Journey | N/A | $15,000 |
| b. Equipment HireReimburse the costs of hiring Diving Equipment as a result of the accidental loss, theft of, damage to or temporary loss in transit for more than 12 hours of the Insured Person’s Diving Equipment during the insured Journey. | N/A | $10,000 |
| Section 17 – Snow Sports | ||
| a. Missed BookingReimburse the proportionate loss of non-refundable pre-paid ski lift passes, tuition fees or snow equipment hire costs paid or contracted to be paid due to injury or sickness of the Insured Person occurring during the journey | N/A | $3,000 |
| b. Piste ClosurePay HK$500 for each completed 24 hours if skiing is ($500/day) prevented during the Journey because of insufficient snow or too much snow causing a total closure of the lift system and there is no other ski resort available | N/A | $5,000 ($500/day) |
| c. Snow Sport Equipment HirePay the necessary cost of hiring replacement snow sport equipment if your snow sports equipment is lost, delayed or damaged during the Journey | N/A | $1,500 |
| d. Ski EquipmentReimburse the loss of or damage to snow sports equipment | N/A | $3,000 |
| Section 18 – Missed EventReimburse the non-refundable ticket cost for an overseas music or performance event, sports event and theme park admission if unable to attend due to : – 90 days before departure death or serious sickness of the insured or his / her immediate family member, close business partner, traveling companion or a relative living abroad with whom the Insured intends to stay with, jury service – 1 week before departure being in quarantine, redundancy, natural disaster and extreme weather conditions at main destination, terrorist act,civil unrest, riot, red / black OTA, strike and etc. | N/A | $3,000 |
| Mainland China & Macau Plan – Optional Benefits | Mainland China & Macau | Worldwide Gold / Platinum |
| Journey Inconvenience | ||
| a.Journey Cancellation〈 Coverage shall be subject to Section 4a above〉 | Extra $5,000 | N/A |
| b.Loss of Travel Document〈Coverage shall be subject to Section 4b(5) above〉 | Extra $5,000 | N/A |
| c.Baggage and Personal Effects〈Subject to the maximum coverage and the sublimit of Section 8a above〉 | Extra $5,000 | N/A |
| d.Journey Delay〈Coverage shall be subject to Section 9a above〉(i) Extra HK$200 for first 5 hours and HK$200 for each 10 hours thereafter; or; (ii)Reimburse the expenses if the journey is cancelled due to departure delay for at least 10 hours | Extra $5,000 | N/A |
Enrollment
| Single Trip Plan | Annual Multi-trip Plan | |
| No. of Trips per policy | One | Unlimited |
| Trip Duration | Maximum 182 days | Maximum 90 days per trip |
| Age Limit (Individual Plan) | No age limit | Aged 17-70 |
| Age Limit (Family Plan) Include 2 adults and unlimited number of children* | Insured and the spouse6 (aged 17 or above) and unlimited number of children aged below 17, ages are determined on the age when the journey commences | Insured and the spouse6 (aged 17 or above) and unlimited number of children aged below17, ages are determined on the age when the journey commences |
| Eligibility | ■ Insured Person: (i) must be either a Hong Kong citizen or Hong Kong permanent resident or a resident with full rights to enter in to and return to Hong Kong regardless of medical status; and (ii) must be returning to Hong Kong at the end of the journey, or be intending to return to Hong Kong on completion of your journey; and(iii) whose pre-travel arrangements must be made and paid for in Hong Kong and your journey must commence in Hong Kong ■ This plan does not cover any insured person who is a People’s Republic of China passport holder and travels to/ within Mainland China | ■ Insured Person: (i) must be either a Hong Kong citizen or Hong Kong permanent resident or a resident with full rights to enter in to and return to Hong Kong regardless of medical status; and (ii) must be returning to Hong Kong at the end of the journey, or be intending to return to Hong Kong on completion of your journey; and (iii) whose pre-travel arrangements must be made and paid for in Hong Kong and your journey must commence in Hong Kong■ This plan does not cover any insured person who is a People’s Republic of China passport holder and travels to/ within Mainland China |
| Itinerary | All insured journeys must depart from Hong Kong | All insured journeys must depart from Hong Kong |
* Maximium Benefit Limits for Family Plan is 300% of the maximum benefit stated in the Schedule of Benefits
Purpose of Trip
This insurance is only valid for conventional leisure travel or business
travel (limited to administrative duty)
Ages
All ages are determined by reference to the age of a person when
the journey commences. The journey commences when the Insured
Person leaves an immigration counter of Hong Kong for the
purpose of commencement of the journey
Maximum Benefit Limits for Family Plan
300% of the maximum benefit stated in the Schedule of Benefits
No Refund Protocol
No refund of premium is allowed once the policy has been issued
Annual Plan for Corporate Client as Policyholder
Staff replacement is allowed for a corporate client. The premium
will be charged or refunded on a pro-rata day basis for addition or
deletion of insured staff
Duplicate Coverage
If the Insured Person is covered under more than 1 comprehensive
voluntary travel insurance policy underwritten by AIG
Insurance Hong Kong Limited for the same trip, only the one with
greatest compensation will apply and benefits thereunder be payable
Claims Procedure
Complete and return a claim form together with all relevant
supporting documents within 30 days of the incident
Major General Exclusions Applicable to All Sections of Coverage 7
• War, civil war, invasion, insurrection, revolution, use of military power
or usurpation of government of military power; any illegal or unlawful
acts
• Jewelry or accessories, antiques, fragile articles, plastic money
(including credit cards / Octopus cards etc)
• Any pre-existing condition (except for repatriation of remains);
pregnancy and childbirth; AIDS or sexually transmitted disease
• Suicide or attempted suicide or intentional self-injury; mental or
nervous disorders; alcoholism or drug addiction
• Participating in any professional sports or any sport in which
remuneration, donation, sponsorship or financial rewards of any kind
would / could be earned / received; racing other than on foot (i.e.
human); expeditions; hunting trips and safaris that are not provided by
a licensed commercial operator; off-piste skiing / snowboarding;
white water rafting grade 4 or above; or sailing outside of territorial
waters;
•Any loss, injury, damage or legal liability arising directly or
indirectly from planned or actual travel in, to, or through Cuba,
Iran, Syria, North Korea, Crimea Region, Donetsk People’s
Republic (DNR) Region or Luhansk People’s Republic (LNR) Region
• Any claim, loss, injury, damage or legal liability suffered or
sustained by residents of Cuba, Iran, Syria, North Korea, Crimea
Region, Donetsk People’s Republic (DNR) Region or Luhansk
People’s Republic (LNR) Region
• Any cover, claim or provision of benefit which would expose AIG
Insurance Hong Kong Limited, its parent company or its ultimate
controlling entity to any penalty under any sanctions law or
regulation
• Any person who is a People’s Republic of China passport holder
and travels to / within Mainland China. This exclusion will
however be waived if the Insured Person has an official document
issued by an overseas government (other than Mainland China) to
prove his / her identity as a legal resident of the said country but
travelling with a People’s Republic of China passport
Premium Table (HK$)
Mainland China & Macau Plan
| Age | Age 0-17 | Age 18-69 | Age 18-69 | Age 70 or above | |
| Travel Period Day(s) | Individual | Individual | Family | Individual | Family |
| 1 | 60 | 86 | 172 | 125 | 250 |
| 2 | 60 | 86 | 172 | 125 | 250 |
| 3 | 60 | 86 | 172 | 125 | 250 |
| 4 | 60 | 86 | 172 | 125 | 250 |
| 5 | 76 | 110 | 220 | 158 | 316 |
| 6 | 87 | 126 | 252 | 183 | 364 |
| 7 | 98 | 142 | 284 | 205 | 410 |
| 8 | 109 | 158 | 316 | 227 | 454 |
| 9 | 120 | 173 | 346 | 250 | 500 |
| 10 | 130 | 188 | 376 | 272 | 544 |
| 11 | 140 | 203 | 406 | 293 | 586 |
| 12 | 150 | 218 | 436 | 314 | 628 |
| 13 | 160 | 232 | 464 | 335 | 670 |
| 14 | 170 | 246 | 492 | 355 | 710 |
| Each Additional Week | – | – | – | – | – |
| Annual Plan | 786 | 1138 | 2276 | 1644 | 3288 |
Worldwide Gold & Platinum Plan
| Age | Age 0-17 | Age 18-69 | Age 18-69 | Age 70 or above | ||||||
| Plan | Gold Plan | Platinum Plan | Gold Plan | Platinum Plan | Gold Plan | Platinum Plan | ||||
| Travel Period Day(s) | Individual | Individual | Family | Individual | Family | Individual | Family | Individual | Family | |
| 1 | 158 | 195 | 229 | 458 | 281 | 562 | 330 | 660 | 406 | 812 |
| 2 | 158 | 195 | 229 | 458 | 281 | 562 | 330 | 660 | 406 | 812 |
| 3 | 158 | 195 | 229 | 458 | 281 | 562 | 330 | 660 | 406 | 812 |
| 4 | 158 | 195 | 229 | 458 | 281 | 562 | 330 | 660 | 406 | 812 |
| 5 | 201 | 247 | 291 | 582 | 358 | 716 | 420 | 840 | 517 | 1034 |
| 6 | 231 | 284 | 334 | 668 | 411 | 822 | 482 | 964 | 593 | 1186 |
| 7 | 260 | 320 | 376 | 752 | 463 | 926 | 543 | 1086 | 669 | 1338 |
| 8 | 289 | 355 | 418 | 836 | 514 | 1028 | 604 | 1208 | 743 | 1486 |
| 9 | 371 | 390 | 459 | 918 | 564 | 1128 | 663 | 1326 | 816 | 1632 |
| 10 | 345 | 424 | 499 | 998 | 614 | 1228 | 721 | 1442 | 887 | 1774 |
| 11 | 372 | 458 | 539 | 1078 | 663 | 1326 | 778 | 1556 | 958 | 1916 |
| 12 | 399 | 491 | 577 | 1154 | 710 | 1420 | 834 | 1668 | 1027 | 2054 |
| 13 | 426 | 524 | 616 | 1232 | 758 | 1516 | 890 | 1780 | 1095 | 2190 |
| 14 | 451 | 555 | 653 | 1306 | 803 | 1606 | 943 | 1886 | 1161 | 2322 |
| 15 | 477 | 586 | 690 | 1380 | 849 | 1698 | 997 | 1994 | 1226 | 2452 |
| 16-18 | 521 | 641 | 754 | 1508 | 927 | 1854 | 1089 | 2178 | 1340 | 2680 |
| 19-22 | 607 | 747 | 879 | 1758 | 1081 | 2162 | 1270 | 2540 | 1563 | 3126 |
| 23-27 | 697 | 858 | 1009 | 2018 | 1242 | 2484 | 1458 | 2916 | 1794 | 3588 |
| 28-31 | 796 | 980 | 1153 | 2306 | 1418 | 2836 | 1666 | 3332 | 2050 | 4100 |
| Each Additional Week | 77 | 94 | 111 | 222 | 136 | 272 | 160 | 320 | 197 | 394 |
| Annual Plan | 1986 | 2186 | 2874 | 5748 | 3164 | 6328 | 4154 | 8308 | 4573 | 9146 |
*The annual plan is only applicable to persons aged 70 or below, please refer to enrollment details on P17-18.
Premium Table (HK$)
Optional Benefit
Journey Inconvenience | Golf | Cruise Vacation | Scuba Diving | Snow Sports | Missed Event | |||||||
| Plan | Mainland China & Macau Plan | Worldwide Gold/Platinum Plan | ||||||||||
| Travel Period Day(s) | Individual | Family | Individual | Family | Individual | Family | Individual | Family | Individual | Family | Individual | Family |
| 1 | 18 | 36 | 3 | 6 | 21 | 42 | 8 | 16 | 14 | 28 | 9 | 18 |
| 2 | 21 | 42 | 4 | 8 | 23 | 46 | 9 | 18 | 26 | 32 | 10 | 20 |
| 3 | 23 | 46 | 4 | 8 | 26 | 52 | 10 | 20 | 18 | 36 | 11 | 22 |
| 4 | 31 | 62 | 5 | 10 | 33 | 66 | 12 | 24 | 23 | 46 | 14 | 28 |
| 5 | 37 | 74 | 6 | 12 | 39 | 78 | 15 | 30 | 27 | 54 | 17 | 34 |
| 6 | 45 | 90 | 7 | 14 | 48 | 96 | 18 | 36 | 32 | 64 | 20 | 40 |
| 7 | 48 | 96 | 8 | 16 | 52 | 104 | 19 | 38 | 35 | 70 | 22 | 44 |
| 8 | 52 | 104 | 8 | 16 | 56 | 112 | 21 | 42 | 38 | 76 | 24 | 48 |
| 9 | 56 | 112 | 9 | 18 | 60 | 120 | 22 | 44 | 41 | 82 | 26 | 52 |
| 10 | 60 | 120 | 9 | 18 | 64 | 128 | 24 | 48 | 44 | 88 | 28 | 56 |
| 11 | 66 | 132 | 10 | 20 | 71 | 142 | 26 | 52 | 48 | 96 | 30 | 60 |
| 12 | 74 | 148 | 11 | 22 | 79 | 158 | 29 | 58 | 54 | 108 | 34 | 68 |
| 13 | 77 | 154 | 12 | 24 | 83 | 166 | 31 | 52 | 56 | 112 | 35 | 70 |
| 14 | 83 | 166 | 13 | 26 | 88 | 176 | 33 | 66 | 60 | 120 | 38 | 76 |
| 15 | N/A | N/A | 13 | 26 | 93 | 186 | 34 | 68 | 63 | 126 | 40 | 80 |
| 16-18 | N/A | N/A | 15 | 30 | 101 | 202 | 38 | 76 | 69 | 138 | 43 | 86 |
| 19-22 | N/A | N/A | 16 | 32 | 108 | 216 | 40 | 80 | 73 | 146 | 46 | 92 |
| 23-27 | N/A | N/A | 17 | 34 | 114 | 228 | 43 | 86 | 78 | 156 | 49 | 98 |
| 28-31 | N/A | N/A | 19 | 38 | 129 | 258 | 48 | 96 | 88 | 176 | 55 | 110 |
| Each Additional Week | N/A | N/A | 4 | 8 | 29 | 58 | 11 | 22 | 20 | 40 | 12 | 24 |
| Annual Plan | 350 | 681 | 54 | 105 | 374 | 727 | 139 | 270 | 255 | 496 | 160 | 311 |